Privacy Policy

Summary

• The tool runs in your browser and calculates results locally.
• We do not require accounts to use the tool.
• We may use analytics and advertising partners that set cookies (see below).

Information you enter into the tool

The Mortgage Stress Test Tool asks for numbers like loan amount, rate, income, expenses, and savings. These inputs are used to calculate results directly in your browser.

We do not intentionally collect or store the financial values you enter into the tool.

Cookies and analytics

We may use standard analytics tools to understand how the site is used (for example: page views, browser type, approximate location at a city/region level, and general interaction data). This helps improve performance, content, and usability.

Advertising (Google AdSense)

This site may display ads served by Google and its partners. These partners may use cookies or similar technologies to show ads based on visits to this and other websites.

You can learn more about how Google uses data in advertising and how to control ad personalization: check Google’s advertising and privacy settings in your Google account.

Do Not Sell / Share (California / CPRA)

Depending on your location, you may have rights to opt out of certain data sharing for advertising purposes. Where applicable, you can manage cookie settings through your browser and Google’s ad controls.

Third-party links

Our pages may link to external websites. We’re not responsible for their privacy practices. Review their policies if you visit them.

Children’s privacy

This site is intended for a general audience and is not directed to children under 13.

Changes to this policy

We may update this policy from time to time. The latest version will be posted on this page.

Contact

For privacy questions, contact: support@mortgagestresstesttool.com

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