Terms of Service

1) Educational use only

The Mortgage Stress Test Tool and related content are provided for informational and educational purposes. They are not financial, legal, or tax advice.

2) No guarantees

We try to keep calculations accurate and up to date, but results may be incomplete, simplified, or incorrect for certain situations. You are responsible for validating important decisions with qualified professionals.

3) Assumptions and limitations

• Calculations are based on the numbers you enter.
• Results may not reflect your lender’s exact payment rules or escrow adjustments.
• Real-world events can differ from modeled scenarios.

4) Acceptable use

You agree not to misuse the site, attempt to break it, or use automated systems to overload it.

5) Intellectual property

Site design, text, and tool logic are protected by applicable intellectual property laws. You may not copy or redistribute substantial parts of the site without permission.

6) Third-party services

We may use third-party services such as analytics and advertising networks (e.g., Google AdSense). These providers may collect information via cookies in accordance with their own policies.

7) Limitation of liability

To the maximum extent permitted by law, we are not liable for losses or damages arising from your use of the site or reliance on the results.

8) Changes

We may update these terms from time to time. Continued use of the site indicates acceptance of updated terms.

9) Contact

Questions about these terms: support@mortgagestresstesttool.com

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